# Brookgate Credit > Brookgate Credit is a small-business funding broker at 11 E 11th St, Anniston, AL 36201 (phone (256) 391-8916). It helps businesses in Anniston, AL; Jacksonville, AL and across Calhoun County, Alabama; and in Oxford, AL (Calhoun and Talladega counties); Lincoln, AL (Talladega County), explore business term loans, working capital loans, business lines of credit, inventory financing, equipment financing and merchant cash advances for established businesses. Brookgate Credit is a loan broker and not a lender; funding partners review each request and make every credit decision. Brookgate Credit is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Brookgate Credit does not arrange funding for startups without revenue, trucking, agriculture, real estate purchases or building construction loans, invoice factoring, or personal and consumer loans. Key facts: - Business type: small-business funding broker (not a lender) - Address: 11 E 11th St, Anniston, AL 36201, United States - Phone: (256) 391-8916 - Apply: https://brookgatecredit.com/apply/ - Places: Anniston, AL; Jacksonville, AL and all of Calhoun County, Alabama; also Oxford, AL (Calhoun and Talladega counties); Lincoln, AL (Talladega County) - Language: English ## Funding options - [Types of Business Loans for Anniston, AL Physician Offices and Auto Repair Shops](https://brookgatecredit.com/business-loans/): A side-by-side of the six funding types on this site, with what each pays for, how it is repaid and which Calhoun County, AL trades fit it. - [Working Capital Loans for Anniston, AL Manufacturers: Payroll, Supplies and Slow Weeks](https://brookgatecredit.com/business-loans/working-capital/): Short-term funding for operating costs, with a payroll-gap example for an Anniston, AL plant and a checklist for comparing offers. - [Business Term Loans in Anniston, AL: Fixed Payments for Physician Offices and Auto Repair Shops](https://brookgatecredit.com/business-loans/term-loans/): How fixed-payment loans work, how term length changes the total cost, and how a term loan can fund the business side of buying an Anniston, AL company. - [Business Lines of Credit for Anniston, AL Manufacturers: Draw Only What You Use](https://brookgatecredit.com/business-loans/line-of-credit/): How a revolving business line works, with an invented three-month draw table for an Anniston, AL plant and the documents a partner can ask for. - [Inventory Financing in Anniston, AL for Manufacturers Buying Ahead of Demand](https://brookgatecredit.com/business-loans/inventory-financing/): Stock-backed credit for Anniston, AL plants, garages, stations and stores: how advances against inventory work and how they differ from purchase order financing. - [Equipment Financing in Anniston, AL: CNC Machines, Kitchen Lines and Shop Lifts](https://brookgatecredit.com/equipment-financing/): Compare an equipment loan, finance agreement or lease by ownership, complete payments and end-of-term choices. The machine quote matters, but so do condition, existing obligations and the provider’s written terms. - [Merchant Cash Advances for Anniston, AL Manufacturers: Costs, Holdbacks and Alternatives](https://brookgatecredit.com/merchant-cash-advance/): An MCA purchases future card receipts; it is not credit in the form of a loan. Compare the amount supplied, total collected, collection method and every contractual charge with other funding structures. ## Industries - [Business Loans by Industry for Anniston, AL: From Gas Stations to Law Offices](https://brookgatecredit.com/industries/): Industry context helps frame a request; it does not determine eligibility. Each provider selects its evidence and any terms. All ten industry guides are linked below alongside equipment, inventory and operating-cost comparisons. - [Restaurant Loans for Anniston, AL Restaurants: Combi Ovens, Prep Coolers and Staff Hours](https://brookgatecredit.com/industries/restaurants/): An existing restaurant can evaluate equipment financing, working capital, a term loan or a card-receipt purchase by matching the structure to the actual need. A provider determines eligibility and every offer; no restaurant count implies approval. - [Medical Practice Loans in Anniston, AL: Telehealth Carts, EHR Upgrades and New Hires](https://brookgatecredit.com/industries/medical-practices/): An existing practice can compare equipment funding, a credit line, working capital or a term-loan structure for a business-side acquisition. Providers select their evidence and any terms; a local establishment count is not an eligibility claim. - [Dental Office Loans in Anniston, AL: Milling Units, Lab Work and Hygiene Chairs](https://brookgatecredit.com/industries/dental-practices/): A dental practice can compare equipment funding, a term loan or a revolving line for a defined need. Each provider selects the documents and conditions; no county statistic predicts a practice’s eligibility or terms. - [Business Loans for Retail in Anniston, AL: Gift Lines, Display Cases and Card Readers](https://brookgatecredit.com/industries/retail/): A store can compare inventory financing, equipment funding, a credit line or a card-receipt purchase by matching the structure to its actual needs. Providers select their evidence and any terms; local retail counts do not establish eligibility. - [Financing for Contractors in Anniston, AL: Mini Excavators, Skid Steers and Materials](https://brookgatecredit.com/industries/construction/): A contractor can compare equipment funding, a term loan, a revolving line or inventory financing for a defined need. Each provider selects its evidence and any terms; county construction statistics do not imply approval. - [Anniston, AL Auto Repair Shop Loans for Two-Post Lifts, Parts Inventory and A Shop Purchase](https://brookgatecredit.com/industries/auto-repair/): A garage can compare equipment funding, inventory financing, a term loan or working capital by matching the structure to its actual needs. Providers select their evidence and any terms; county shop counts do not determine eligibility. - [Manufacturing Equipment Financing for Anniston, AL Manufacturers: CNC Lathes, Welding Cells and Raw Steel](https://brookgatecredit.com/industries/manufacturing/): A plant can compare equipment funding, a term loan, inventory financing or working capital by matching the structure to its actual production need. Providers select their evidence and any terms; county manufacturing statistics do not imply eligibility. - [Anniston, AL Gas Station Financing: Fuel Stations, Coolers and Inventory](https://brookgatecredit.com/industries/gas-stations-convenience-stores/): A station or convenience store can compare inventory financing, equipment funding, a term loan or a card-receipt purchase for the store business. Providers select their evidence and any terms; fuel systems and property are excluded. - [Anniston, AL Chiropractic Practice Loans: Treatment Tables, Traction Units and Exam Rooms](https://brookgatecredit.com/industries/chiropractic-and-therapy-practices/): A chiropractic, therapy or optometry practice can compare equipment funding, a term loan or working capital for a defined need. Providers select their evidence and any terms; local practitioner counts do not establish eligibility. - [Anniston, AL Accounting Firm Loans: Engineering Software, Plotters and Payroll](https://brookgatecredit.com/industries/accounting-firms/): An accounting, consulting or technology practice can compare equipment funding, a credit line, working capital or a term structure for a business-side purchase. Providers select their evidence and any terms; county professional-service figures do not imply eligibility. ## Tools and calculators - [Machinery Finance Calculator for Anniston, AL Plants and Repair Shops](https://brookgatecredit.com/resources/machinery-finance-calculator/): Four inputs drive the equipment-payment widget: price, down payment, annual rate and months. It does not calculate depreciation, lease residuals, taxes, fees or eligibility. - [Small Business Resources and Payment Tools for Anniston, AL Physician Offices and Auto Repair Shops](https://brookgatecredit.com/resources/): The current resource is a machinery finance calculator supported by record-preparation notes. Zoning and business-license guides are deferred because no verified topic-specific official resource is available, so no unsupported guide links appear here. ## Communities near Anniston, AL - [Business Loans in Anniston, AL: Calhoun County, AL Business Data for Gas Stations and Law Offices](https://brookgatecredit.com/anniston-al/): Use local figures as context, not as evidence of eligibility. A provider assesses the business’s actual records and decides any offer; no local establishment count implies approval or a particular funding amount. - [Business Loans in Oxford, AL for Gas Stations and Law Offices Near Anniston, AL](https://brookgatecredit.com/service-areas/oxford-al/): Oxford is a distinct place, and ZIP 36203 is a distinct reporting geography. Neither should be replaced with county totals. A provider evaluates the business’s own documents and decides any offer. - [Business Loans for Communities Around Anniston, AL, From Gas Stations to Law Offices](https://brookgatecredit.com/service-areas/): Anniston and Oxford have dedicated pages. Jacksonville is deferred to wave 2, and Lincoln remains a hub note without a page or link. Every local fact stays attached to its actual place or ZIP. ## Company - [Small Business Loans in Anniston, AL for Physician Offices, Auto Repair Shops and Gas Stations](https://brookgatecredit.com/): What an established Anniston, AL business can fund through this site, set against Calhoun County, AL Census counts. Brookgate Credit passes each request to funding partners; partners review it and set any terms. - [How to Get a Business Loan for Your Anniston, AL Quick-service Restaurant: From Call to Offer](https://brookgatecredit.com/how-it-works/): The first inquiry collects contact information, an optional company name, three ranges and consent. The purpose is discussed separately; each provider selects its review evidence and determines any terms. - [Business Loan Questions and Answers for Anniston, AL Auto Repair Shops and Gas Stations](https://brookgatecredit.com/faq/): General explanations are not approval criteria, tax advice or a funding offer. The initial inquiry is not a credit application, and each provider determines its subsequent review. - [About Brookgate Credit: Business Loan Help for Anniston, AL Auto Repair Shops and Gas Stations](https://brookgatecredit.com/about/): Brookgate Credit introduces business funding requests. Independent providers choose their review evidence, make every credit decision and set any offer; the business decides whether to accept it. - [Contact Brookgate Credit About a Business Loan for Your Anniston, AL Law Office](https://brookgatecredit.com/contact/): A useful first conversation covers the actual purpose, approximate amount, operating history and current obligations. The provider selects any additional records and decides any offer. - [Start an Anniston, AL Business Loan Application for Your Auto Shop or Gas Station](https://brookgatecredit.com/apply/): Company Name is optional. Purpose and quote details belong in the conversation, not in invented form fields. Independent providers choose their records and any terms. - [Disclosures for Brookgate Credit, Anniston, AL](https://brookgatecredit.com/disclosures/): The opening inquiry collects contact information and three ranges. Independent providers choose their review and any terms. Only the actual written agreement establishes a business’s costs and conditions. ## Optional - [Full text of every page](https://brookgatecredit.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://brookgatecredit.com/sitemap.xml)